Start a small ATM route with one placed machine and your own cash, at a location that earned it, and let the log decide the next one.
Turn “I’ve heard people make money owning ATMs” into one machine you run properly: a location screened before you buy anything, the bank and processor set up in the right order, your own cash counted every visit, and a second machine only when the first has earned it.
Checkout on Payhip. Your download link arrives by email right after payment. Refundable until you download, final after that (refund policy).
Numbered in the order you’ll use them. One system in four parts. The Playbook holds the judgment, the Workbook is the only thing that returns a verdict, and the Kit is what you say, sign and send. Every number in the Workbook is yours; nothing is pre-filled.
Why you are placing your own cash where people need it rather than buying a machine; the three distinctions that keep this business honest; the cash cycle on one page; the sequence; the readiness gate; what the bag excludes; and what to do on your first Monday morning.
The judgment behind every verdict the Workbook returns: 12 chapters in the order you will use them, from what you are selling to earning the second machine, ending with a map of every rule that carries money or legal consequence and who to verify it with.
The operating spine: your own contribution per withdrawal and break-even, a site screen that answers DO NOT PLACE, NEGOTIATE or PLACE from your own assumptions, the float sized from the site’s dispense rate, a visit log that reconciles four numbers, a ledger that keeps surcharge, contribution and net after capital apart, and the review that gives the verdict and says whether a second machine is earned.
The things you say, sign and send: the host approach and one-page offer, the screening questions, the placement agreement, the processor and bank prep sheet with the bank’s questions answered, the install and go-live checklist, the visit and incident log with the dispute journal request, and the host monthly statement.
All 4 files are in the ZIP; nothing is held back for an upsell.
Pages and spreadsheet views from the files you download, not mockups. Open any one to read it.
Each one names the file that does it.
Access to cash at the moment somebody needs it, paid for with a surcharge you set, and who is paid out of it: the host per withdrawal, the processor per withdrawal and per month, then you. Interchange, the small fee the customer’s bank pays, has been falling for years; the bag budgets it at zero.
01 · The ATM Route Playbook
Owning a machine is not having a placement, and a placement is not a business until the numbers say so. Vault cash and settlement are your own money coming back, surcharge is revenue, and only net after capital is profit. An estimate is not a result until ninety days of actuals say so.
00 · Start Here & The First Machine
Five hosts side by side. Hard gates first (a bank ATM in sight, a machine that left for a reason nobody can explain, no permission to bolt, no outlet, no signal, fixed rent), then an estimate from your own assumptions, and a verdict: DO NOT PLACE, NEGOTIATE, or PLACE, with the number that would make it work.
02 · The Route Workbook
Two accounts, so your bank can see where every dollar in the box came from. The float sized in three places: in the machine, in transit, in reserve. Four numbers reconciled at every visit, with a status that names which pair disagrees and what that usually means.
02 · The Route Workbook
A plain-language placement agreement with a short first term and your right to remove on notice; the bank’s seven due-diligence questions answered before they are asked; the processor’s agreement read for the clauses that matter; a machine bought against capability criteria and buying gates, never a model name.
03 · The Host & Setup Kit
At 30, 60 and 90 days the ledger sits beside the estimate and says which assumption was wrong. KEEP, FIX, RENEGOTIATE or RELOCATE. Then seven logged conditions decide whether a second machine has been EARNED, never the fact that the first one is running.
02 · The Route Workbook
The gate sits before anything dispenses: a PLACE verdict on a screened host, a signed placement agreement, two bank accounts, processor approval, the float in the account, the insurance question answered, and a machine that meets every criterion. Nothing is bought before it.
Read 00 · Start Here, then Chapters 1 to 4 of the Playbook before you walk into a host. Chapters 5 to 7 before you sign or buy. Everything after that is used while the machine is running.
You can say who is paid in one withdrawal, why a settlement deposit is your own cash returning, and your contribution per withdrawal, monthly fixed costs, machine cost per month and cash rules are typed on Setup.
Every hard gate answered, an estimate built from your own customers-per-day and conversion assumptions, and the Site Screen’s verdict on each host.
A signed placement agreement, a dedicated settlement account and a revenue account, processor approval with a terminal ID, the float sized and in the account, and a machine that meets every capability line. Nothing dispenses before all of these.
Bolted, on a dedicated circuit, connected and tested before cash goes in; alerts set; every visit logged and reconciled to four numbers; the host paid with the processor report attached.
Gross surcharge, contribution, and net after capital for every month, beside the estimate you made; the conversion rate the site actually produced; and a verdict of KEEP, FIX, RENEGOTIATE or RELOCATE.
A second machine only when the log says EARNED: months of actuals at your evidence bar, a KEEP verdict on a payback path you set, float for two sites in hand, a route day that exists, and a host relationship that has survived its first problem.
Made and supported by Frog Labs LLC, the company behind LaunchBag.
More on the process: how a LaunchBag is made.
The questions people ask about this bag. More on the support page.
No, and the bag says so on its first page. Somebody screens the host, signs the agreement, opens the accounts, buys the machine against criteria, bolts it down, loads it, reconciles four numbers at every visit and pays the host with the report attached. The ledger keeps your hours beside the money so you can see what an hour of your time is bringing.
One. The Site Screen holds five candidate hosts side by side so you can compare, but the sequence places one machine, runs it for at least your evidence bar of months, and only then asks whether a second has been earned, by seven logged conditions and never by the fact that the first is operating.
Yes. Every withdrawal is your own cash leaving the machine and coming back to your settlement account a business day or so later. The Float & Load tab sizes how much: in the machine, in transit, and in reserve. The bag is explicit that this money is not spent and not free, and it charges the float a carrying cost at a rate you choose.
No. There are no earnings figures and no expected withdrawals for any kind of host, because category estimates do not predict a site. The estimate on the screen is built from your own count of the host’s customers, the share you assume will use the machine, and how much you discount your own optimism. The review then replaces that assumption with what the site actually produced.
The bag names none. It gives you the capability criteria a machine must meet (chip reader, a keypad on a current standard, key blocks, encrypted communications, accessibility, a current mainboard, ethernet plus a cellular option, every key and password handed over) and the gates that must be true before you pay for one, including a signed host and processor approval. A used machine is presumed non-compliant until the seller proves otherwise in writing.
They are in the Playbook’s last chapter as a map of who makes which rule (federal, the card networks and your processor, your bank, your state and city, your insurer), with what each stood at when the bag was researched and who to verify it with before what action. The dated ones live on the Setup tab with a column for the date you re-checked. None of it is legal, tax, insurance or banking advice.
4 files: 2 PDF guides (35 pages), 1 spreadsheet for Excel or Google Sheets, and 1 editable Word file. One download, yours to keep.
By clicking “Get the bag” and completing checkout on Payhip, you agree to LaunchBag’s Terms and refund policy. This is a digital download: refundable until you download a file, and all sales are final after that, with the exceptions in the refund policy. Not legal, tax, insurance, or safety advice, and the templates are not a substitute for the advice of an attorney; no income promises.
Sold by Frog Labs LLC. To receive our legal name and business address by email, write to contact@froglabsllc.com.